Applications / Mortgage Analytics / Lenders / Texas / Everett Financial
Everett Financial
Dallas, TX · Independent non-bank lender · CFPB · 16,190 loans in 2025
16,190
loans originated, 2025
28,292
applications, 2025
50
states and territories
1
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
16,190 loans in 2025, against a peak of 60,521 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Everett Financial took 28,292 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
84.5% of its 2025 loans were purchase loans; 64.3% were Conventional.
Purchase 84.5% · Refinance 13.6% · Other 1.1% · Home improvement 0.8%
Conventional 64.3% · FHA 29.4% · VA 5.5% · USDA (RHS or FSA) 0.8% · of 16,190 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
50 states, 338 metros, 1,287 counties
| State | Loans | Share |
|---|---|---|
| Florida | 2,938 | 18.1% |
| Texas | 2,750 | 17.0% |
| Georgia | 2,402 | 14.8% |
| California | 1,342 | 8.3% |
| Minnesota | 915 | 5.7% |
| New York | 748 | 4.6% |
| Michigan | 631 | 3.9% |
| Kentucky | 499 | 3.1% |
| Colorado | 448 | 2.8% |
| Tennessee | 425 | 2.6% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Atlanta-Sandy Springs-Roswell | 1,464 |
| Dallas-Plano-Irving | 1,060 |
| Minneapolis-St. Paul-Bloomington | 667 |
| Marietta | 523 |
| Fort Worth-Arlington-Grapevine | 466 |
| Tampa | 446 |
| Houston-Pasadena-The Woodlands | 433 |
| Oakland-Fremont-Berkeley | 419 |
| Jacksonville | 335 |
| Denver-Aurora-Centennial | 321 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300XWUSRVVOHPRY47 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3844577 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7752695327 | |
| Respondent ID (the HMDA filer code before 2018) | 71722400006 | 2004–2011 |
Established 21 January 1997. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Everett Financial's data.